When is the AUSTRAC enrolment deadline?

AML/CTF obligations are in effect from 1 July 2026, and affected businesses must enrol with AUSTRAC by 29 July 2026. Firms that miss enrolment risk significant penalties.

What are the penalties for non-compliance?

Penalties for body corporates can reach up to $31.3 million per breach, with no overall cap — alongside serious reputational and operational risk.

AMLX is a full service AML/CTF compliance solution for Australian professional services firms. Services include advisory support, compliance training, KYC, AUSTRAC enrolment, risk assessment, policies and procedures, and practical setup support. AMLX is powered by AMLHUB and is a SearchX venture.

Do I need an in-house compliance officer to use AMLX?

AMLX provides external advisory and implementation support for AML/CTF compliance obligations, including program setup, documentation, KYC processes, and staff training. Firms should assess governance and staffing needs based on their own legal and operational requirements.

Simplifying AML
Compliance

AMLX helps property and real estate businesses meet their Anti-Money Laundering and Counter-Terrorism Financing obligations with a full service solution, guiding you through every step.

Get compliant now

AML advisory services & compliance training

Know Your Customer (KYC) ordering

Custom AML workflows for real estate

Simplifying AML
Compliance

AMLX helps property and real estate businesses meet their Anti-Money Laundering and Counter-Terrorism Financing obligations with a full service solution, guiding you through every step.

Get compliant now

AML advisory services & compliance training

Know Your Customer (KYC) ordering

Custom AML workflows for real estate

Helping newly regulated businesses get compliant before it costs them.

Obligations commenced

0JUL

Austrac obligations already live from 1 July 2026.

Obligations commenced

0JUL

Austrac obligations already live from 1 July 2026.

Obligations commenced

0JUL

Austrac obligations already live from 1 July 2026.

Maximum penalty

Per breach for non-compliant firms. Body corporates. No cap.

Maximum penalty

Per breach for non-compliant firms. Body corporates. No cap.

Maximum penalty

Per breach for non-compliant firms. Body corporates. No cap.

Our Approach

Compliance without the complexity.

Your AML/CTF Program

In Progress

AUSTRAC Enrolment

Complete

Risk Assessment

Complete

Policies & Procedures

Complete

KYC Onboarding Setup

In Review

Your AML/CTF Program

In Progress

AUSTRAC Enrolment

Complete

Risk Assessment

Complete

Policies & Procedures

Complete

KYC Onboarding Setup

In Review

Get set up and compliant.

AML advisory services and practical setup support to help your business get the basics in place, so you can meet your AML/CTF obligations with confidence.

Sales team

Compliant

Management team

Compliant

Admin & support

Compliant

Sales team

Compliant

Management team

Compliant

Admin & support

Compliant

Your team, trained and confident.

AML/CTF obligations don't stop with documents, your staff need to understand them too. AMLX delivers structured training across your firm, ensuring every team member knows exactly what's expected and why.

21

APR

All day

Documentation

13

JUN

9AM to 12PM

Staff training

3PM to 5PM

Due dilligence

28

SEP

All day

Annual review

21

APR

All day

Documentation

13

JUN

9AM to 12PM

Staff training

3PM to 5PM

Due dilligence

28

SEP

All day

Annual review

Ongoing support & audit-ready assurance.

Compliance isn't a one-off task. AMLX stays alongside your agency as regulations evolve, keeping your program current and ensuring you're built to pass when independent evaluation comes around.

Who's behind AMLX

Built by someone who knows your world.

Insider industry knowledge

Casey Cossu served as Legal Counsel at REIQ, Queensland's largest and most influential real estate body. She's seen the compliance pressures facing real estate professionals up close, from the inside.

AML/CTF expertise, applied

As an AML/CTF Compliance Officer, Casey brings deep technical knowledge of the regulatory framework and the practical experience to implement it in agencies that have no existing compliance infrastructure.

Casey Cossu

Head of AML/CTF Compliance

Why AMLX

Expert support.
Less stress and admin.

Your entire AML/CTF
program managed.

Every obligation, managed end-to-end. No compliance coordinator needed.

Austrac enrolment
Risk assessment
Policy drafting
KYC workflows
Staff training
Suspicious matter reports
Record keeping

Support outsourced. Accountability retained.

AMLX is the compliance team your firm never had to hire.

Compliance Officer

Monitoring Analyst

Independent Reviewer

AMLX Covered

Vendor agnostic AML compliance.

All leading AML platforms and software are supported.

Ask. Anytime.

Dedicated support line so your staff always have a compliance expert to call.

13:21 pm

You

Buyer wants to pay a $40k deposit in cash. Can we take it?

AMLXHUB

13:28 pm

Yes, into trust. Cash of $10k or more needs a threshold report to AUSTRAC. We'll lodge it for you. If the source feels off, flag me and we'll look at an SMR.

Meet your obligations from day one with AMLX.

AMLX sets up the enrolment, risk, policy and training foundations you need to act now.

AML/CTF Obligations

NOW LIVE

Step 1

Confirm obligations

Step 2

Enrol with AUSTRAC

Step 3

Map risk exposure

Step 4

Build your AML/CTF program

Step 5

Train staff to apply it

Step 6

Go live with AMLX support

FAQ

Your questions answered.

Who needs to comply with Australia's new AML/CTF laws?

From 1 July 2026, AML/CTF obligations apply to Australian 'tranche two' professional services - including real estate agents, conveyancers, lawyers, accountants, property developers, and trust and company service providers. More than 100,000 businesses are now captured.

What is AMLX?

Do I need to be a compliance officer to use AMLX?

Who needs to comply with Australia's new AML/CTF laws?

What is AMLX?

Do I need to be a compliance officer to use AMLX?

Who needs to comply with Australia's new AML/CTF laws?

What is AMLX?

Do I need to be a compliance officer to use AMLX?

Simplifying AMLCompliance

Simplifying AMLCompliance

Helping newly regulated businesses get compliant before it costs them.

Obligations commenced

Obligations commenced

Obligations commenced

Maximum penalty

Maximum penalty

Maximum penalty

Compliance without the complexity.

Compliance without the complexity.

Get set up and compliant.

Your team, trained and confident.

21

13

28

21

13

28

Ongoing support & audit-ready assurance.

Built by someone who knows your world.

Built by someone who knows your world.

Insider industry knowledge

AML/CTF expertise, applied

Casey Cossu

Expert support. Less stress and admin.

Expert support. Less stress and admin.

Your entire AML/CTF program managed.

Support outsourced. Accountability retained.

Vendor agnostic AML compliance.

Ask. Anytime.

Meet your obligations from day one with AMLX.

Your questions answered.

Your questions answered.

Simplifying AML
Compliance

Simplifying AML
Compliance

Expert support.
Less stress and admin.

Expert support.
Less stress and admin.

Your entire AML/CTF
program managed.